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There are loans and financial awards available to help pay for fees and living costs while your studying for your research degree.
Current scholarship spotlight
This guidance is for students studying for an MPhil, PhD or Doctorate at MyAV范 and includes:
- How much does a PhD cost?
- MyAV范 studentships and scholarships
- Charities and trusts
- Government loans
- Funding for disabled students
- Benefits
- Other sources of funding
- Current PhD Students
How much does a postgraduate research degree cost?
When calculating the cost of a听postgraduate research听degree there are two elements to consider - tuition fees and living costs.
Tuition Fees
Tuition fees will vary from programme to programme and depend on your fee classification.听Check the听Graduate Prospectus听for information on what your fees may be for any particular programme.
Living costs
The amount spent on living costs may vary greatly from student to student and depend on lifestyle and individual circumstances. Information on the cost of study can be found on听MyAV范's cost of study page.
MyAV范 Studentships and Scholarships
UK Research and Innovation听(UKRI) Studentships
UK Research and Innovation (UKRI) are responsible for investing public money in research in the UK. MyAV范 departments apply to specific Research Councils for funding and then nominate the students they believe should receive the awards.
Research Council studentships are open to UK and overseas residents. International students may also apply to a limited number of studentships with 'open eligibility'. This funding will usually pay your PhD fees and may also provide a stipend for living costs, depending on eligibility.
To apply for Research Council funding,听contact your MyAV范 department directly听and they will confirm their application process.
For further information on eligibility and value, you can check the individual Research Councils' websites:
MyAV范 Studentships
Individual academic departments may offer their own awards (wholly funded by them or jointly funded with an industrial sponsor). You can do a search of the MyAV范 studentships that are currently available by using the听MyAV范 PhD Opportunties Search.
MyAV范's Centres for Doctoral Training (CDTs)听also provide research positions funded by the Research Councils.
You are also advised to check directly with your admitting department for the most up to date funding information.
If you receive a MyAV范 studentship and have questions about how it is paid,听please read this page of information about your studentship.
MyAV范 Scholarships
MyAV范 also administers a range of scholarships for research students from the UK听and overseas.听Use the scholarship finder to see what might be available
Charities and Trusts
Some large research charities have substantial budgets for scholarships and grants.
Eligibility requirements for some of the major research charities are available through the links below:
Many other smaller organisations provide funding to PhD students.听database contains information on over 3,000 charitable funds offering welfare and educational grants, as well as other support and services.
听is a portal for alternative sources of funding - especially charities - which can make awards (fees, maintenance, research costs) to any student regardless of subject听or nationality.听 MyAV范 has purchased a licence to the Guide so it鈥檚 free for all students and staff to use. If you are a prospective student who has applied to the university, please听contact the Student Funding team听to听access the PIN.
Lists of charitable grants and awards are kept in the following directories which are held in MyAV范 libraries - see references below:
Charities Digest: Selected charities & voluntary organisations
- 1x Main Library - Reference R 20 CHA
- 1x IOE Library - Reference Collection, Level 4, RF3 HEW CHA
Directory of Grant Making Trusts听
- 2x Main Library - Reference R 20 DIR
- 1x IOE Library - Reference Collection, Level 4, RF3 HEW DIR
Grants Register
- 1x Main Library - Ref Collection M, Reference R 20 GRA
- 1x School of Pharmacy Library - Reference Shelves, Pharmacy 378.3 GRA
Guide to Educational Grants
- 1x Main Library - Reference R 20 GUI
- 1x IOE Library -听 Reference Collection, Level 4, RF3 EDU
Guide to Grants for Individuals in Need
- 1x Main Library - Reference R 20 GUI
Government Loans
Some governments provide loans or finanical support to students at PhD level, so it is听worth checking with your home government whether there is any support available.
Below are the governmental loans that the MyAV范 funding team help to administer.听
Postgraduate Doctoral Loan from听Student Finance听
Some students may be eligible for a Postgraduate Doctoral Loan听from Student Finance. This loan acts as a听contribution听towards the cost of study. It is unlikely that it will cover the cost of both tuition fees and maintenance. Students can borrow up to 拢28,673听(2023/24 figure) for their whole course.
听
Eligibility
Information on the loan听including full eligibility details can be found on the 听website.
Please note that you must be doing a full standalone doctoral degree to be eligible for the loan. You will not be eligible for the loan if you are studying on a modular/flexible mode of attendance, or if you enter the second or third year of a doctoral course听using prior attainment from previous study towards your doctoral degree under MyAV范's Recognition of Prior Learning scheme.
How your Postgraduate Doctoral Loan might affect your benefits
If you receive means-tested benefits, 30% of the maximum Postgraduate Doctoral Loan that is available in a single academic year is treated by the Department for Work and Pensions as being for living costs and hence will be considered income when assessing any benefit award. For benefit purposes, you will be treated as having this amount, regardless of whether you actually take up the loan.听
Interest and Repayment
You鈥檒l be charged interest from the day you get the first payment until your loan听is repaid in full or cancelled.听
Find out more about interest and听repayment of Student Finance loans on the听.
听
Sharia-compliant loans
The government has been looking into the possibility of an alternative听Sharia-compliant funding system听which would be available alongside traditional student loans. However, at present, this system is not yet in place.
U.S. Loans
MyAV范 participates in the William D. Ford Federal Direct Loan Program (Direct Loans). This is the main U.S. Federal funding available to American students in the UK.听
The processing of loans at schools outside the US is different from the process听when applying to a school inside the US. Students applying to Direct Loans for study at MyAV范 should follow the instructions carefully as we will not be able to administer your loan unless you submit that application to the Student Funding Office as outlined in the guidance.
Canadian Loans
Students from Canada may be able to apply for Canada Student Loans and provincial or territorial student assistance.听
Funding for disabled students
Postgraduate research students who have a disability, mental health problem or specific learning difficulty and are being funded by one of the seven UK Research Councils can apply for Disabled Students Allowances (DSAs) to help with additional study-related requirements.
You should contact the Disability Adviser or named contact on disability matters at your Research Council for advice.
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If you have a disability, mental health problem, or specific learning difficulty and are听not听being funding by a UK Research Council, you may still be able to access some funding for additional study-related costs from听Student Support and Wellbeing.
Disabled students who are not awarded a Disabled Students鈥� Allowance may also be eligible for a听.听
Benefits
As a student, it is unlikely you will be able to claim benefits unless you have a disability or have children.
The charity听听have guides on what benefits students may be eligible for.听
If you are experiencing problems with your benefits, contact the .
Council tax
Full-time students do not need to pay for council tax
Other sources of funding
From time to time external organisations contact the MyAV范 Funding team with funding opportunities. We place these on an . MyAV范 does not administer or take responsibility for any of these schemes. If you are unable to access the Hootboard when logged in to a Hootboard account, please sign out and refresh the page.
Some students choose to apply for personal loans provided by private finance companies. MyAV范 is not affiliated with or able to endorse any private loan providers.听
The MyAV范听Doctoral School list some scholarship and funding opportunities on their website.
Online aggregators like听,听听and听听list schemes.
Find a PhD has a comprehensive听
Find out more about external funding options
Current PhD students
There are a number of听sources of financial support听for PhD students who are currently enrolled at MyAV范.
The Doctoral School Fellowship
The听Doctoral School Fellowship听is for current research students who, due to unforeseen circumstances, have their funding interrupted or completely withdrawn.
To qualify candidates must be progressing well academically and demonstrate that without financial assistance they would not be able to complete their studies.
The Financial Assistance Fund
The听Financial Assistance Fund听is for MyAV范 students who fall into unexpected financial hardship.听
Short term听loans
Limited cash loans of up to 拢250听are available to students who have experienced a delay in their normal funding being paid.
External grants and funding
Some charities and organisations give financial support to current students studying听particular subjects or in particular circumstances.
One of these is the听听who have a range of grants to help female PhD students with living costs.
Reduce costs and increase income
If you are struggling to cover the costs of study, you can听look at ways to reduce your costs and increase your income.
As a postgraduate student, you have the opportunity to become a听Student Residence Adviser听and eliminate your accommodation costs completely by living in MyAV范 halls. In exchange, you work in a team supporting the undergraduates who live in halls, dealing with pastoral and disciplinary issues.
Student Residence Advisor positions are advertised on the听听in May each year.